diff --git a/cf-module-system/cf-module-system-biz/src/main/java/com/cf/imes/module/system/service/funds/purchase/PurchaseServiceImpl.java b/cf-module-system/cf-module-system-biz/src/main/java/com/cf/imes/module/system/service/funds/purchase/PurchaseServiceImpl.java
index 052b5a7ab..2cf166357 100644
--- a/cf-module-system/cf-module-system-biz/src/main/java/com/cf/imes/module/system/service/funds/purchase/PurchaseServiceImpl.java
+++ b/cf-module-system/cf-module-system-biz/src/main/java/com/cf/imes/module/system/service/funds/purchase/PurchaseServiceImpl.java
@@ -146,45 +146,19 @@ public class PurchaseServiceImpl implements PurchaseService {
             // 月均单价
             BigDecimal monthAverageAmount;
             // 计算后总价
-            BigDecimal totalAmount;
+            BigDecimal totalAmount = price;
             /**
              * ①：首次订购满1年：
-             *     总价 = 输入金额 / 12 * (10 * duration)
-             *     月均单价 = 输入金额 / (10 * duration)
+             *     总价 = 输入金额
+             *     月均单价 = 输入金额 / (12 * duration)
              * ②：不满1年按月份计算
              *     总价 = 输入金额
              *     月均单价 = 输入金额 / duration
              */
             Integer duration = productsDetailDO.getDuration();
             switch (ProductDurationUnitEnum.fromStatus(productsDetailDO.getDurationUnit())) {
-                case YEAR -> {
-                    totalAmount = price.divide(new BigDecimal(1.2), 2, RoundingMode.DOWN);
-                    monthAverageAmount = price.divide(new BigDecimal(duration * 12), 2, RoundingMode.DOWN);
-                }
-                case MONTH -> {
-                    if (duration >= 12) {
-                        // 转换成年 + 剩余月
-                        int years = duration / 12;
-                        int remainMonths = duration % 12;
-
-                        // 整年部分（走年折扣逻辑）
-                        BigDecimal yearAmount = price
-                                .multiply(new BigDecimal(years))
-                                .divide(new BigDecimal("1.2"), 2, RoundingMode.DOWN);
-
-                        // 剩余月份部分（走月逻辑）
-                        BigDecimal monthAmount = remainMonths == 0
-                                ? BigDecimal.ZERO
-                                : price.multiply(new BigDecimal(remainMonths))
-                                .divide(new BigDecimal(12), 2, RoundingMode.DOWN);
-
-                        totalAmount = yearAmount.add(monthAmount);
-                    } else {
-                        // 月份
-                        totalAmount = price;
-                    }
-                    monthAverageAmount = price.divide(new BigDecimal(duration), 2, RoundingMode.DOWN);
-                }
+                case YEAR -> monthAverageAmount = price.divide(new BigDecimal(duration * 12), 2, RoundingMode.DOWN);
+                case MONTH -> monthAverageAmount = price.divide(new BigDecimal(duration), 2, RoundingMode.DOWN);
                 default -> throw new ServiceException(PRODUCTS_DETAIL_DURATION_UNIT_NOT_SUPPORT);
             }
             long purchaseId = IdUtil.getSnowflake(mybatisIdProperties.getWorkerId(), mybatisIdProperties.getDatacenterId()).nextId();